Do You Have A Personal Finance Plan For Your Family?

no plan

People are saving more than they were two years ago. That’s a fact. There is a serious credit pullback in the country as well. However, the main question is this: Do you have a plan?

What is your plan for regular and automatic savings?

What is your plan for your debt? Do you have a goal for paying off your debt?

What is your plan for credit cards?

What is your plan for retirement? Are you prepared to live off of Social Security (even though you may hear that this program is running out of money)? Do you have participation in your company 401k plan?

Have you seen our recommendation for the appropriate emergency savings fund for a middle class family in 2010?

Do you know that we recommend participation in a 401k and either a Roth IRA or traditional IRA as well?

Here’s the bottom-line: You don’t have to be overwhelmed with these questions. You do have to have a plan. You can help yourself develop a plan to reduce and eliminate debt, expand emergency savings and plan for retirement. Yes, even with the recent financial meltdown.


In this country we don’t do enough to teach our children about money, managing money, saving regularly (and automatically), compound interest and steady investing for a long-term future. As a parent, we are always concerned that they get a good education and go to a good college so they can make a lot of money or have a valued career path. The truth is that we could do our children the biggest favor and one of the best things by sharing with them sound saving and investing principles.

You can join our free Facebook group (or have your children do it, too) by searching in the Facebook bar on your “wall” for “Live The Lifestyle Your Family Deserves.” Click on “become a fan.” It’s free and it ties our free blogs into that group.

If you want to give your children the same information we are giving ours, you can purchase the only thing we sell on any of our blogs or groups. It’s called “How To Survive Any Financial Crisis” and you can get it for only $4.95 at

Thank you for reading our blog and good luck!

Loyd Ford


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