Give Yourself A Hand

hand money

Give yourself a hand. Seriously, when it comes to saving money, the best thing you can do is give yourself excuses to save and invest money.

Consider keeping a jar in your kitchen. All of your change for 30 days goes into the jar. At the end of the month, you take the amount you have in the jar, count it and put it in savings. Maybe it’s not that much – maybe it is more than you think. If you like doing this, have your entire family start doing the same thing. This time, do it for six months. Then, put that money in a high interest money market savings account or certificate of deposit. Nothing over six months if you do a certificate of deposit. As they say, life comes at you fast. Be prepared.

This is only one example of ways you can force more savings into your life.

If you bank with someone who has a program for savings that rounds up checkcard purchases, take advantage of it. Keep in mind you are looking for any possible way to “trick yourself” into saving money regularly.

You can also take a regular amount out of your regular pay. Go to your company and see if they will help you by pulling $25 out of each paycheck just for savings. It’s probably something you can have taken right out of your pay.

The key is not how much you save. We have strategies to help you save a specific amount each month (percentage), but this “blog” entry we are only focused on getting you to think about ways to trick yourself into saving a little extra here and a little extra there. It adds up faster than you think.

In this country we don’t do enough to teach our children about money, managing money, saving regularly (and automatically), compound interest and steady investing for a long-term future. As a parent, we are always concerned that they get a good education and go to a good college so they can make a lot of money or have a valued career path. The truth is that we could do our children the biggest favor and one of the best things by sharing with them sound saving and investing principles.

You can join our free Facebook group (or have your children do it, too) by searching in the Facebook bar on your “wall” for “Live The Lifestyle Your Family Deserves.” Click on “become a fan.” It’s free and it ties our free blogs into that group.

If you want to give your children the same information we are giving ours, you can purchase the only thing we sell on any of our blogs or groups. It’s called “How To Survive Any Financial Crisis” and you can get it for only $4.95 at

Thank you for reading our blog and good luck!

Loyd Ford


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