Paying It Forward

pay it forward
We get feedback all the time. Families are saving more than they were two years ago. Families are reaching out across the internet and finding ways to save more, invest more and earn more passive and “extra” income. We see this feedback from those who get our “How To Survive Any Financial Crisis.” Maybe we should have named it “How To Really Build Wealth In Any Economy.” The most interesting thing that we hear is how parents grade themselves on their own personal finance knowledge and how they talk with their children about it.

If your parents were like ours, they didn’t want the kids to know when things were tight. They just wanted the kids to be allowed to be kids. T. Rowe Price just did a study that shows that, “on average, parents only give themselves a “B-“ grade when it comes to their own understanding of such basic pillars of financial planning as setting financial goals, the importance of saving, spending smartly, contending with inflation and diversification.”

The same study from T. Rowe Price indicated that more than half of the parents surveyed feel they do not discuss financial matters enough with their kids. They worry they should be doing more to prepare them for their financial future. (check out the T. Rowe Price Family Center at We do not endorse any investment or savings institution.

These are some of the reasons we set out to write our own “How To” for our children that eventually ended up on our website ( We want to encourage parents to build their own financial plan and include their children. Let them learn from your mistakes and your successes. This is the best “Pay It Forward” you will ever participate in within your life.

Imagine giving your children an education that can help them struggle less.


In this country we don’t do enough to teach our children about money, managing money, saving regularly (and automatically), compound interest and steady investing for a long-term future. As a parent, we are always concerned that they get a good education and go to a good college so they can make a lot of money or have a valued career path. The truth is that we could do our children the biggest favor and one of the best things by sharing with them sound saving and investing principles.

You can join our free Facebook group (or have your children do it, too) by searching in the Facebook bar on your “wall” for “Live The Lifestyle Your Family Deserves.” Click on “become a fan.” It’s free and it ties our free blogs into that group.

If you want to give your children the same information we are giving ours, you can purchase the only thing we sell on any of our blogs or groups. It’s called “How To Survive Any Financial Crisis” and you can get it for only $4.95 at

Thank you for reading our blog and good luck!

Loyd Ford


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