Want Some Extra Money?

jar of coins

We get comments. One of the biggest from time to time is “How much is in the jar?” If you’ve ready “How To Survive Any Financial Crisis” (available at http://www.middleclassmoney.com), you know that we keep a jar in our kitchen only for “found money.” We have a “strategy” for what we do with this money (and it is for sport saving – something I think everyone should be “into”)!

Several weekends ago my wife went on a business trip. She has a variety of people with her and it “came up” that she looks for money on the ground everywhere she goes (it came up because she was picking up money). The people with her laughed it off. They told her they would never stoop down to pick up money.

Someone I knew a long time ago always said, “Everyone has the right to be the hero in their own life.” I know I can’t get all Americans putting a jar in their kitchen and picking up pennies, dimes, nickles and more. However, we believe in the power of little money. After all, a lot of little money becomes BIG MONEY.

My wife found a total of $13.00 on her business trip. That money now lays in a jar in our kitchen. On January 4, 2010 that amount with whatever has been collected this year will be pushed out into a 12 month certificate of deposit. *We usually recommend you go no longer than 6 months on a CD, but this is special. This is an experiment with found money over the long-term (decades). So, we just “deep 6” this money into a 12 month CD to get it started.

How much? Today is September 4, 2009 (so we are nine months and four days into 2010). Today there is a total of $52.30 in our jar. This is not money we “earned” at work. This is simply money we “found.”

When it comes to personal finance (or even finance in the country at large), things are very serious today. We’ve seen it before (in the “Great Depression”). We’re not saying this is like the Great Depression, but the Great Depression did not have all the overwhelming debt either.

Of course, there are many ways to save money. We are simply pointing out that you can save money you find. You can use any excuse to create savings, but you have to focus on it.

Can we encourage you to investigate how you can save more money? Check out this and our other blog at http://www.stickyasset.com/blog (you can sign up for our free monthly e-saver on the main blog – look for the e-mail sign up window).

Join our TOTALLY FREE Facebook personal finance group. It’s called “Live The Lifestyle Your Family Deserves.”

Good luck to you and your family. We hope you find a million.

Loyd Ford


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