Re-Thinking How We Save Money Today

Most people focus on how much money they “make.” Others (often the same people) focus on how much money they deposit in their checking account.

Here’s the problem with that:

1. The money you make working for someone else is a fraction of cost of doing business. It is really a small amount when compared to what your productivity is making the company you are working for today. This is code for “you never get rich working for other people.”

2. Your checking account is a money laundering account for other people’s money. This is not a “value” account.

Still, some like to focus on how much money they are saving or the simple fact they cannot save large amounts of money because of unexpected expenses or other variables that can get in the way of a steady stream of savings.

You should not focus on how much money you are saving. That is an easy ticket to becoming overwhelmed.

Instead, focus on what percentage of your after-tax income you are saving on a regular basis. Focus on percentages you save negotiating on a purchase your ordinarily and regularly make (and then put the percentage you saved in actual savings).

Focus on real savings with coupons. Compare a price with coupon and the units you are receiving for your money with a non-coupon sale or regular sale price elsewhere. Compare on-line (with shipping or without if you can get it) pricing to store pricing. AND ALWAYS put the percentage you saved in real savings.

These are tricks that can help you boost savings faster than you think.


In this country we don’t do enough to teach our children about money, managing money, saving regularly (and automatically), compound interest and steady investing for a long-term future. As a parent, we are always concerned that they get a good education and go to a good college so they can make a lot of money or have a valued career path. The truth is that we could do our children the biggest favor and one of the best things by sharing with them sound saving and investing principles.

You can join our free Facebook group (or have your children do it, too) by searching in the Facebook bar on your “wall” for “Live The Lifestyle Your Family Deserves.” Click on “become a fan.” It’s free and it ties our free blogs into that group.

If you want to give your children the same information we are giving ours, you can purchase the only thing we sell on any of our blogs or groups. It’s called “How To Survive Any Financial Crisis” and you can get it for only $4.95 at

Thank you for reading our blog and good luck!

Loyd Ford


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