The Easy Button For Saving Money

The office supply place doesn’t have “an easy button” for nothing. Why? Because everyone wants an easy button. The same is true for saving and investing. While slow and steady really does win the race, everyone wants “an easy button” so they don’t have to think about it – they can just be rich.

The truth is – like life in this economy – more complicated. But it’s only complicated if you want it to be.

Let’s look at “the easy rules:”

– Pay yourself first.

Okay. How was that? Too easy? What the heck am I talking about “pay yourself first?” How are you supposed to do that with unexpected expenses and credit card debt and all the things that “just happen” in your adult life? And how do you do it without killing your lifestyle or causing a shock to your life?


Start with our “1% Savings Plan.” Take your next paycheck and look at the after tax amount of your pay. Before you pay any bill or spend anything, take your after-tax pay and multiply it by .01. This is the beginning of your savings. Then, each paycheck after the first one add an additional .01. So, the next paycheck you will multiply your after-tax paycheck by .02. This continues until you reach 20%.


Spend an hour of your personal time this week researching additional ways to save money (this can be as simple as coupon codes for things you normally purchase or it could be additional ways to make money outside of your day job). Your employer invest in you at work; invest in yourself at home for your family.


In this country we don’t do enough to teach our children about money, managing money, saving regularly (and automatically), compound interest and steady investing for a long-term future. As a parent, we are always concerned that they get a good education and go to a good college so they can make a lot of money or have a valued career path. The truth is that we could do our children the biggest favor and one of the best things by sharing with them sound saving and investing principles.

You can join our free Facebook group (or have your children do it, too) by searching in the Facebook bar on your “wall” for “Live The Lifestyle Your Family Deserves.” Click on “become a fan.” It’s free and it ties our free blogs into that group.

If you want to give your children the same information we are giving ours, you can purchase the only thing we sell on any of our blogs or groups. It’s called “How To Survive Any Financial Crisis” and you can get it for only $4.95 at

Thank you for reading our blog and good luck!

Loyd Ford


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