Doing The “Side By Side”

Today’s blog is about NOT taking things for granted. Don’t assume.

Today we focus on an exercise called “The Side By Side.”

To do the “Side by side,” we recommend you do this exercise about once a year:

1. You will need a base line. We would recommend using Walmart.

2. You will need a “compare” or alternate store to use with coupons and all sales associated with the store.

3. Take your list of regular shopping items and look for the best deals on the websites at both stores. As you know, we often recommend that you make lists before shopping and that you also keep from going “off the list” while shopping.

4. Compare the best price that you get at each location. Be sure you are making an apples to apples compare on each store and on each item. More than this, make sure you are comparing units in each item you purchase.

Comparing discount bottom-dollar stores to other experiences in “shopping” is an important part of regularly saving money.

Don’t just assume the place where you shop has the best prices. Keep up.

It can make huge differences. To insure that you are really saving, take the difference EVERY TIME between what you would have paid and what you saved and actually put it in real savings away from checking.

It is less important that you do this specific exercise. The most important thing you can do is to create opportunity to compare all the time to insure your family is truly getting the best deals. Pennies count – and you can save $10, $20, $30, $40 or more doing a simple exercise like this one. Imagine if you starting looking at other areas where you could save money?

Remember what we say: Checking accounts are money laundering accounts for other people’s money.


If you think I was born saving money, you are wrong. My family is filled with hillbillies from Louisiana. There are members of my family that don’t believe in 401ks or IRAs. I was not brought up to save and invest regularly and I have made every mistake you can think about when it comes to money. I have had to learn the absolute hard way how to get savings on track and make it a part of your life without killing your lifestyle. I have had to learn the hard way how companies mislead with marketing. It is my mission to share what I have learned about regularly saving with my own children and also share it with you. That’s why we have a lot of “free” (blogs like and and groups on Facebook like “Coupons & Coupon Codes”)!

In this country we don’t do enough to teach our children about money, managing money, saving regularly (and automatically), compound interest and steady investing for a long-term future. As a parent, we are always concerned that they get a good education and go to a good college so they can make a lot of money or have a valued career path. The truth is that we could do our children the biggest favor and one of the best things by sharing with them sound saving and investing principles.

You can join our free Facebook group (or have your children do it, too) by searching in the Facebook bar on your “wall” for “Live The Lifestyle Your Family Deserves.” Click on “become a fan.” It’s free and it ties our free blogs into that group.

If you want to give your children the same information we are giving ours, you can purchase the only thing we sell on any of our blogs or groups. It’s called “How To Survive Any Financial Crisis” and you can get it for only $4.95 at

Thank you for reading our blog and good luck!

Loyd Ford

Connect with us on Facebook with these free groups:
“Coupons & Coupon Codes”
“Live The Lifestyle Your Family Deserves”
“Saving Money”


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