Emergency And Savings: How Much Do You Need?

Are you listening?

The largest financial crisis in our lifetime just happened and who took it on the chin? The middle class.

Who got bailed out? The fat cats.

Who was best positioned to come out okay?

Those with low or no debt and a significant emergency savings fund for the 21st Century.

How much is enough?

15 to 18 months of expenses (your expenses) in savings (money market savings and certificates of deposit).

If you want to make a positive difference in the lives of your children, get them an education. However, don’t leave them high-and-dry about money.

When an emergency comes, you don’t want to be caught flat-footed.

Start using our “1% Savings Plan” with your very next paycheck. Check our past blog entries to find out how to execute this easy plan or see HOW TO SURVIVE ANY FINANCIAL CRISIS at http://www.middleclassmoney.com.

You can find ways to save this much emergency savings faster than you think. Stick around this blog and you’ll get tricks to get ahead.

You can do it!


If you think I was born saving money, you are wrong. My family is filled with hillbillies from Louisiana. There are members of my family that don’t believe in 401ks or IRAs. I was not brought up to save and invest regularly and I have made every mistake you can think about when it comes to money. I have had to learn the absolute hard way how to get savings on track and make it a part of your life without killing your lifestyle. I have had to learn the hard way how companies mislead with marketing. It is my mission to share what I have learned about regularly saving with my own children and also share it with you. That’s why we have a lot of “free” (blogs like http://www.boostmywealth.wordpress.com and http://www.stickyasset.com/blog and groups on Facebook like “Coupons & Coupon Codes”)!

In this country we don’t do enough to teach our children about money, managing money, saving regularly (and automatically), compound interest and steady investing for a long-term future. As a parent, we are always concerned that they get a good education and go to a good college so they can make a lot of money or have a valued career path. The truth is that we could do our children the biggest favor and one of the best things by sharing with them sound saving and investing principles.

You can join our free Facebook group (or have your children do it, too) by searching in the Facebook bar on your “wall” for “Live The Lifestyle Your Family Deserves.” Click on “become a fan.” It’s free and it ties our free blogs into that group.

If you want to give your children the same information we are giving ours, you can purchase the only thing we sell on any of our blogs or groups. It’s called “How To Survive Any Financial Crisis” and you can get it for only $4.95 at http://www.middleclassmoney.com.

Thank you for reading our blog and good luck!

Loyd Ford

Connect with us on Facebook with these free groups:
“Coupons & Coupon Codes”
“Live The Lifestyle Your Family Deserves”
“Saving Money”


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