2 Secrets To Get Family Savings On Course (No Matter Who You Are)

A lot of people think that if you write a blog about personal finance you must have always been a good saver.

This is not true.

It is not that I was not the kind of person who believed in saving money. I did. However, I was uneducated and overwhelmed when it came to having a real strategy. Frankly, I lived for a long time just spending whatever I made.

Trust me – this is no way to live.

I made bad choices and mistakes. However, the biggest mistake I made is not understanding that the people who do the best at saving and then investing do it regularly. They do it all the time.

In other words, slow and steady really does win the race.

It does not matter if you use our “1% Saving Plan” (see previous blog entries) or come up with your own plan, the most important things you can do are:

1. Start a plan for steady savings.
2. Set a steady amount of savings each paycheck and look for additional ways to save each month; use any excuse to take money out of checking and put it in savings.

Concentrate your efforts on surrounding yourself with people who will support your efforts and give you emotional support. Share your strategy with your family members and make them a part of it.

And remember: you can build savings faster than you think. You can do this!


If you think I was born saving money, you are wrong. My family is filled with hillbillies from Louisiana. There are members of my family that don’t believe in 401ks or IRAs. I was not brought up to save and invest regularly and I have made every mistake you can think about when it comes to money. I have had to learn the absolute hard way how to get savings on track and make it a part of your life without killing your lifestyle. I have had to learn the hard way how companies mislead with marketing. It is my mission to share what I have learned about regularly saving with my own children and also share it with you. That’s why we have a lot of “free” (blogs like http://www.boostmywealth.wordpress.com and http://www.stickyasset.com/blog and groups on Facebook like “Coupons & Coupon Codes”)!

In this country we don’t do enough to teach our children about money, managing money, saving regularly (and automatically), compound interest and steady investing for a long-term future. As a parent, we are always concerned that they get a good education and go to a good college so they can make a lot of money or have a valued career path. The truth is that we could do our children the biggest favor and one of the best things by sharing with them sound saving and investing principles.

You can join our free Facebook group (or have your children do it, too) by searching in the Facebook bar on your “wall” for “Live The Lifestyle Your Family Deserves.” Click on “become a fan.” It’s free and it ties our free blogs into that group.

If you want to give your children the same information we are giving ours, you can purchase the only thing we sell on any of our blogs or groups. It’s called “How To Survive Any Financial Crisis” and you can get it for only $4.95 at http://www.middleclassmoney.com.

Thank you for reading our blog and good luck!

Loyd Ford

Connect with us on Facebook with these free groups:
“Coupons & Coupon Codes”
“Live The Lifestyle Your Family Deserves”
“Saving Money”


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