Do You Get The Picture On Negotiation For Your Family?

Many consumers have been too embarrassed to negotiate in public at a retail store or even at car dealers, we are believers that everyone should negotiate. The economy has shifted. Honestly, the economy has been tilted toward the merchant or big companies for a long time.

Now is our moment to study negotiating.

Now is your time to experiment with negotiation.

A lot of people think of negotiation as being only saving money. We use negotiation as a way to find common ground with a merchant. Sometimes that is a reduction in the cost of an item that we want to purchase. However, sometimes we use negotiation to get an entire additional item added to our purchase for free.

I know what you are thinking. Some merchants won’t negotiate. That is true, but more negotiation happens than you think. There is no harm in asking and no shame in getting the best deal for your family.

Some examples?

When we purchased a television several years ago, we negotiated on price (just like normal). My wife actually thought I was done negotiating, but I wasn’t. I had done my research, and I knew I needed more than just a television. In addition to the purchase price, I also asked the merchant to throw in a metal and glass stand for the TV for free. And do you know what? They did it for free.

We didn’t have a table for the TV. Negotiating that in our overall deal saved us having to purchase one.

Negotiation is about being prepared in advance, knowing what you want and framing the issue with the salesperson before, during and after the sale.

We also want to point out that negotiation is not about taking advantage of the retailer. If you do your research in advance, you will have a strong idea of what the product is worth. Always be prepared to walk, but don’t misunderstand the purpose of negotiation is to get your family a fair price for what you need to purchase.

If you negotiate, you can save more money than you think. In keeping with our overall philosophy, make sure you put the amount you save in ACTUAL SAVINGS. If you don’t, you are not saving anything.


If you think I was born saving money, you are wrong. My family is filled with hillbillies from Louisiana. There are members of my family that don’t believe in 401ks or IRAs. I was not brought up to save and invest regularly and I have made every mistake you can think about when it comes to money. I have had to learn the absolute hard way how to get savings on track and make it a part of your life without killing your lifestyle. I have had to learn the hard way how companies mislead with marketing. It is my mission to share what I have learned about regularly saving with my own children and also share it with you. That’s why we have a lot of “free” (blogs like and and groups on Facebook like “Coupons & Coupon Codes”)!

In this country we don’t do enough to teach our children about money, managing money, saving regularly (and automatically), compound interest and steady investing for a long-term future. As a parent, we are always concerned that they get a good education and go to a good college so they can make a lot of money or have a valued career path. The truth is that we could do our children the biggest favor and one of the best things by sharing with them sound saving and investing principles.

You can join our free Facebook group (or have your children do it, too) by searching in the Facebook bar on your “wall” for “Live The Lifestyle Your Family Deserves.” Click on “become a fan.” It’s free and it ties our free blogs into that group.

If you want to give your children the same information we are giving ours, you can purchase the only thing we sell on any of our blogs or groups. It’s called “How To Survive Any Financial Crisis” and you can get it for only $4.95 at

Thank you for reading our blog and good luck!

Loyd Ford

Connect with us on Facebook with these free groups:
“Coupons & Coupon Codes”
“Live The Lifestyle Your Family Deserves”
“Saving Money”


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