If you had a private source where you could just tap a few keys on a computer or iPad or smart phone and you would have instant access to wealth building secrets week after week, would you use the source?
Most people have busy lives and don’t believe they can build wealth on their own. This is the reason so many investment people can charge so much to invest your money. These people become overwhelmed with how complicated they think wealth-building is today. More than this, they believe the world is stacked against them and they really want instant gratification. In other words, tell me how I can become rich quickly.
All of this comes in spite of the fact that anything of real value is generally built over time. You’ve heard the saying, “If something is too good to be true, it probably is.” In other words, things that are built instantly probably are not that good. Think fast food over real food. In your heart, you know which is better for you, don’t you? Okay. So here is your instant source that can help you and your family build savings and smart investments over the next three months, six months, one year, five years, ten years and more:
That’s right. You.
Use this moment as an opportunity to make the commitment to including everyone in your family in a program that you will build for saving more money regularly out of your current income and reducing your spending.
When you sit down with your family, don’t leave anyone out. Set your plan to cut your spending on every bill your family receives. Call every business that bills you and tell them you are in financial difficulty. Tell them you need to find a way to remain a customer of theirs and you need to figure out how to reduce the bill by 12 – 15%. Be open to their suggestions. Be open to reduction in services on some things. Remember: You are generating savings on a month after month basis.
Every time you win a “concession,” take the money that you have saved and add it together with other areas where you have saved money. Then, take the amount saved and make it a NEW BILL. Each month, you will charge your family this amount and take that money directly to savings. This will help you begin generating an emergency savings money market account. You should have 15 to 18 months of expenses in your emergency savings. And you can get their faster than you think.
Get going. You’re in charge.
Want tips on how to deal with credit card companies? Check it out at http://www.MiddleClassMoney.com.
Want tips on negotiating for a car? Check it out at http://www.MiddleClassMoney.com.
Want to know how to generate more savings regularly without changing your lifestyle? Check it out at http://www.MiddleClassMoney.com.
Talk to your family. Get everyone involved. Make it a family sport.
You’ll be shocked how fast you will build savings.
HELPING YOUR KIDS GET AHEAD
If you think I was born saving money, you are wrong. My own family didn’t believe in saving. They don’t believe in having a 401k. Our people have had “emergencies” all our lives. These emergencies always get in the way of saving money regularly, and our family is not different than millions of other good American families. I was not brought up to save and invest regularly and I have made every mistake you can think about when it comes to money. My parents thought they were shielding me from the realities of bills and worry. In fact, they were isolating me. I have had to learn from my own mistakes over time. I have had to learn the absolute hard way how to get savings on track and make it a part of your life without killing your lifestyle or allowing “it” to overwhelm you. It is my mission to share what I have learned about regularly saving with my own children and also share it with you. That’s why we have a lot of “free” (blogs like http://www.boostmywealth.wordpress.com and http://www.stickyasset.com/blog and groups on Facebook like “Coupons & Coupon Codes”) associated with our mission!
It is our goal to encourage everyone to teach our children about money, managing money, and saving regularly (and automatically. Children should receive lessons about compound interest and steady investing for a long-term future before they face the hard choices of adult life while being subjected to the consequences of the high-speed marketing culture we live in. As a parent, we are always concerned that they get a good education and go to a good college so they can make a lot of money or have a valued career path. The truth is that we could do our children the biggest favor by simply sharing with them sound saving and investing principles.
You can join our free Facebook group (or have your children do it, too) by searching in the Facebook bar on your “wall” for “Live The Lifestyle Your Family Deserves.” Click on “become a fan.” It’s free and it ties our free blogs into that group. You can get our free e-saver newsletter by signing up at http://www.StickyAsset.com/blog.
If you want to give your children the same information we are giving ours, you can purchase the only thing we sell on any of our blogs or groups. It’s called “How To Survive Any Financial Crisis” and you can get it for only $4.95 at http://www.middleclassmoney.com.
Good luck to you and your children.
Thank you for reading our blog and good luck!
Connect with us on Facebook with these free groups:
“Coupons & Coupon Codes”
“Live The Lifestyle Your Family Deserves”
All on Facebook – join. It’s free.