Category Archives: Uncategorized

Get Started (Now) Saving Money (And Your Family)


What are you waiting for?

You can’t save money regularly?

People are proving everyday that you can save if you commit to the idea and focus on goal setting and building over the long-term (not immediate gratification).

It’s not easy unless you make it your focus to get-it-done.

What if you started with our “1% Savings Plan.” It works like this:

Next paycheck – multiply the after tax amount by .01. Take the result and SAVE it in ACTUAL savings.

Paycheck after that? Multiply the after tax amount of your pay by .02. Put it in actual savings.

Each time you get paid after that, add another 1 percent until you finally reach .20. Put it in actual savings.

That’s the #1 way to boost regular savings. And it works.

Then, you are cooking. This will give you a steady way to start a real savings program and grow it to 20% savings on a regular basis without “killing your lifestyle.”

Brainstorm with your family members. Focus on goal-setting.

Focus on what you can do and see how quickly your own family members will shock you with ideas that can really add up.

It’s only simple if you start saving and you commit to regular and steady savings.

You can do this.

HELPING YOUR KIDS GET AHEAD

If you think I was born saving money, you are wrong. My own family didn’t believe in saving. They don’t believe in having a 401k. Our people have had “emergencies” all our lives. These emergencies always get in the way of saving money regularly, and our family is not different than millions of other good American families. I was not brought up to save and invest regularly and I have made every mistake you can think about when it comes to money. My parents thought they were shielding me from the realities of bills and worry. In fact, they were isolating me. I have had to learn from my own mistakes over time. I have had to learn the absolute hard way how to get savings on track and make it a part of your life without killing your lifestyle or allowing “it” to overwhelm you. It is my mission to share what I have learned about regularly saving with my own children and also share it with you. That’s why we have a lot of “free” (blogs like http://www.boostmywealth.wordpress.com and http://www.stickyasset.com/blog and groups on Facebook like “Coupons & Coupon Codes”) associated with our mission!

It is our goal to encourage everyone to teach our children about money, managing money, and saving regularly (and automatically. Children should receive lessons about compound interest and steady investing for a long-term future before they face the hard choices of adult life while being subjected to the consequences of the high-speed marketing culture we live in. As a parent, we are always concerned that they get a good education and go to a good college so they can make a lot of money or have a valued career path. The truth is that we could do our children the biggest favor by simply sharing with them sound saving and investing principles.

You can join our free Facebook group (or have your children do it, too) by searching in the Facebook bar on your “wall” for “Live The Lifestyle Your Family Deserves.” Click on “become a fan.” It’s free and it ties our free blogs into that group. You can get our free e-saver newsletter by signing up at http://www.StickyAsset.com/blog.

If you want to give your children the same information we are giving ours, you can purchase the only thing we sell on any of our blogs or groups. It’s called “How To Survive Any Financial Crisis” and you can get it for only $4.95 at http://www.middleclassmoney.com.

Good luck to you and your children.

Thank you for reading our blog and good luck!

Loyd Ford
http://www.stickyasset.com/blog
http://www.middleclassmoney.com
http://www.boostmywealth.wordpress.com
http://www.squidoo.com/boostmywealth
http://www.stickyasset.com

Connect with us on Facebook with these free groups:
“Coupons & Coupon Codes”
“Live The Lifestyle Your Family Deserves”
All on Facebook – join. It’s free.

The Secret To Pay Yourself First


What if you could start over? Think about it. That is where your children are now. If you could teach them the secret of wealth-building, they could become wealthy and challenge themselves to live their dreams.

I always hate those people who say, “Pay yourself first.” Yeah, I know. I’m the personal finance blog guy. I’m supposed to like them, but I don’t.

If it was easy to pay yourself first, everyone would do it….right?

Here’s how you really do it without the slogan.

Take your very next paycheck. Look at the after tax amount. Multiply it by .01. Take that amount of money (before you pay any bill or spend even a nickel of that money) and push it to savings. That’s 1%.

This is our 1% Savings Plan. And you can do it.

Then, the next time you get paid, multiply that after tax amount by .02. With each paycheck after that you will add an additional .01 so that you are gradually building your regular savings until you are “paying yourself first” 15 – 20% with each paycheck you receive.

The truth is that you CAN develop your own plan for saving more money out of what you spend and blow up your savings on a regular basis. Here is another truth: You can reach your children the coolest habit that will help them generate savings and then wealth.

How much savings? It should be your goal to raise – with regular savings – 15 to 18 months of expenses in actual money market savings and certificates of deposit. Once you have done that (and you can), you can move to investing for retirement and more.

Prove to yourself that it works. Then, show it to your children. Include them. You will be shocked at the great results across your life and the life of your children.

HELPING YOUR KIDS GET AHEAD

If you think I was born saving money, you are wrong. My own family didn’t believe in saving. They don’t believe in having a 401k. They have had “emergencies” all their lives. These emergencies always get in the way of saving money regularly. I was not brought up to save and invest regularly and I have made every mistake you can think about when it comes to money. My parents thought they were shielding me from the realities of bills and worry. In fact, they were isolating me. I learned nothing until I had made many of the mistakes they made. I have had to learn the absolute hard way how to get savings on track and make it a part of your life without killing your lifestyle. I have had to learn the hard way how companies mislead with marketing. It is my mission to share what I have learned about regularly saving with my own children and also share it with you. That’s why we have a lot of “free” (blogs like http://www.boostmywealth.wordpress.com and http://www.stickyasset.com/blog and groups on Facebook like “Coupons & Coupon Codes”)!

In this country we don’t do enough to teach our children about money, managing money, saving regularly (and automatically), compound interest and steady investing for a long-term future. As a parent, we are always concerned that they get a good education and go to a good college so they can make a lot of money or have a valued career path. The truth is that we could do our children the biggest favor and one of the best things by sharing with them sound saving and investing principles.

You can join our free Facebook group (or have your children do it, too) by searching in the Facebook bar on your “wall” for “Live The Lifestyle Your Family Deserves.” Click on “become a fan.” It’s free and it ties our free blogs into that group.

If you want to give your children the same information we are giving ours, you can purchase the only thing we sell on any of our blogs or groups. It’s called “How To Survive Any Financial Crisis” and you can get it for only $4.95 at http://www.middleclassmoney.com.

Thank you for reading our blog and good luck!

Loyd Ford
http://www.stickyasset.com/blog
http://www.middleclassmoney.com
http://www.boostmywealth.wordpress.com
http://www.squidoo.com/boostmywealth
http://www.stickyasset.com

Connect with us on Facebook with these free groups:
“Coupons & Coupon Codes”
“Live The Lifestyle Your Family Deserves”
“Saving Money”
“The Money Store”
All on Facebook – join. It’s free.

The Family You Love & Saving Money


It’s so hard to try to get people you love to see how simple saving money can be if they use a strategy to boost savings. Do you have anyone in your life who just won’t listen? You worry about them. You worry about the future.

Many people focus on dollars. Dollars saved are really just options for your family…down the road.

This is why saving money regularly is something that should not be optional. It should be required teaching in every family. Steady savings will help keep the wolf from your door. It will allow your children to live a good lifestyle and have options.

We always try to get people we love to focus on percentages. Find ways to boost the percentage of your after tax income regularly and you will have a winner.

Regular savings can save your family. It can make you stronger and give you options.

Get started now. Set the course. Involve your children. Get them to see that it is important to you. Get them to brainstorm with you on ways to save and generate savings and investment.

It will pay off for years.

HELPING YOUR KIDS GET AHEAD

If you think I was born saving money, you are wrong. My own family didn’t believe in saving. They don’t believe in having a 401k. They have had “emergencies” all their lives. These emergencies always get in the way of saving money regularly. I was not brought up to save and invest regularly and I have made every mistake you can think about when it comes to money. My parents thought they were shielding me from the realities of bills and worry. In fact, they were isolating me. I learned nothing until I had made many of the mistakes they made. I have had to learn the absolute hard way how to get savings on track and make it a part of your life without killing your lifestyle. I have had to learn the hard way how companies mislead with marketing. It is my mission to share what I have learned about regularly saving with my own children and also share it with you. That’s why we have a lot of “free” (blogs like http://www.boostmywealth.wordpress.com and http://www.stickyasset.com/blog and groups on Facebook like “Coupons & Coupon Codes”)!

In this country we don’t do enough to teach our children about money, managing money, saving regularly (and automatically), compound interest and steady investing for a long-term future. As a parent, we are always concerned that they get a good education and go to a good college so they can make a lot of money or have a valued career path. The truth is that we could do our children the biggest favor and one of the best things by sharing with them sound saving and investing principles.

You can join our free Facebook group (or have your children do it, too) by searching in the Facebook bar on your “wall” for “Live The Lifestyle Your Family Deserves.” Click on “become a fan.” It’s free and it ties our free blogs into that group.

If you want to give your children the same information we are giving ours, you can purchase the only thing we sell on any of our blogs or groups. It’s called “How To Survive Any Financial Crisis” and you can get it for only $4.95 at http://www.middleclassmoney.com.

Thank you for reading our blog and good luck!

Loyd Ford
http://www.stickyasset.com/blog
http://www.middleclassmoney.com
http://www.boostmywealth.wordpress.com
http://www.squidoo.com/boostmywealth
http://www.stickyasset.com

Connect with us on Facebook with these free groups:
“Coupons & Coupon Codes”
“Live The Lifestyle Your Family Deserves”
“Saving Money”
“The Money Store”
All on Facebook – join. It’s free.

What Is The First Secret To Saving Money?


A lot of people have trouble in getting started when they think about saving money. There are always reasons you can’t do it if you search hard enough. I’ve done it. You’ve probably done it.

The secret is being absolute. Commit to using the language: I will begin a savings program. I will find ways to save money. I will look at my expenses, be honest with myself and my family and together we will begin saving money regularly.

That’s the key.

If you want you can start by looking back at past blog entries about the “1% Savings Plan” or check out the details in HOW TO SURVIVE ANY FINANCIAL CRISIS at our website http://www.MiddleClassMoney.com.

If you keep reading this blog, you will find us to be encouraging in terms of saving and investing regularly and working to reduce debt (especially credit card debt). That’s the trick that makes your wealth grow.

We focus on percentages. If you have read any of our previous blogs, you are likely to know that we believe you should forget about how much money you should save. Think only in terms of what percentage of your after tax income goes to savings.

The world is changing. It’s wrong to think like most people: The world will not always be the way you know it today. Save money. Make it a priority.

Here’s the truly big secret about saving money: Once you commit and begin, you will be shocked how quickly it adds up. As Nike says, “Just do it!”

You should work to build a correctly sized emergency savings fund. For 2010, that is 15 to 18 months of your expenses in money market savings and certificates of deposit. And remember – it adds up faster than you think.

One step at a time – get started.

HELPING YOUR KIDS GET AHEAD

If you think I was born saving money, you are wrong. My own family didn’t believe in saving. They don’t believe in having a 401k. They have had “emergencies” all their lives. These emergencies always get in the way of saving money regularly. I was not brought up to save and invest regularly and I have made every mistake you can think about when it comes to money. My parents thought they were shielding me from the realities of bills and worry. In fact, they were isolating me. I learned nothing until I had made many of the mistakes they made. I have had to learn the absolute hard way how to get savings on track and make it a part of your life without killing your lifestyle. I have had to learn the hard way how companies mislead with marketing. It is my mission to share what I have learned about regularly saving with my own children and also share it with you. That’s why we have a lot of “free” (blogs like http://www.boostmywealth.wordpress.com and http://www.stickyasset.com/blog and groups on Facebook like “Coupons & Coupon Codes”)!

In this country we don’t do enough to teach our children about money, managing money, saving regularly (and automatically), compound interest and steady investing for a long-term future. As a parent, we are always concerned that they get a good education and go to a good college so they can make a lot of money or have a valued career path. The truth is that we could do our children the biggest favor and one of the best things by sharing with them sound saving and investing principles.

You can join our free Facebook group (or have your children do it, too) by searching in the Facebook bar on your “wall” for “Live The Lifestyle Your Family Deserves.” Click on “become a fan.” It’s free and it ties our free blogs into that group.

If you want to give your children the same information we are giving ours, you can purchase the only thing we sell on any of our blogs or groups. It’s called “How To Survive Any Financial Crisis” and you can get it for only $4.95 at http://www.middleclassmoney.com.

Thank you for reading our blog and good luck!

Loyd Ford
http://www.stickyasset.com/blog
http://www.middleclassmoney.com
http://www.boostmywealth.wordpress.com
http://www.squidoo.com/boostmywealth
http://www.stickyasset.com

Connect with us on Facebook with these free groups:
“Coupons & Coupon Codes”
“Live The Lifestyle Your Family Deserves”
“Saving Money”
“The Money Store”
All on Facebook – join. It’s free.

Where To Go To Get Help With Saving Money


People want help. I don’t blame them. I want help, too.

When it comes to saving money, most of us didn’t get any help growing up because our parents shielded us from financial stress. They didn’t want us to have to do adult things; they simply wanted us to “be kids.”

That’s understandable.

It’s also wrong.

By including your kids in your family budget and showing them that it is important it is to YOU that your family saves regularly, you will give them financial strength that could do more for them over their lifetime than a college education.

How?

Because they will save regularly and they will learn to invest regularly. That will help them lift THEIR family up by the roots and help them build wealth.

You’ve heard it all your life: Slow and steady wins the race.

Self-education is the key. You cannot allow yourself to be overwhelmed by the idea of saving for retirement because you are in charge of what happens in your life. Some people may think the government will bail you out, but that’s not the way to bet.

You are not a major corporation.

If you have a paycheck today, you should be saving 20% of your after tax income. We know very well that the world of marketing and business wants you to focus on your credit score. Credit is everything, right?

That’s not correct.

While you shouldn’t do anything to destroy your credit score, but your focus should be on the basic fact of life that is timeless: CASH IS KING.

Cash – not credit – is the key to family financial safety.

And you should begin with building your emergency savings fund. You don’t need high dollar financial “people” to tell you how to do this. You can do it by setting some specific goals for yourself and working to increase the percentage of your after tax income that you are able to save over time.

You can give yourself a head-start by reading our past blogs about what we call the “1% Savings Plan” and other tactics you can take with your bills and especially credit card companies. In addition to this, you can see more of this information and read HOW TO SURVIVE ANY FINANCIAL CRISIS at http://www.MiddleClassMoney.com.

We believe you should build an emergency savings fund that includes 15 to 18 months of your expenses in money market savings and certificates of deposit. It won’t happen it all at once, but if you save regularly….you will get there.

In addition to this, you and your family should brainstorm on how to earn additional income outside your day job specifically for investing in mutual funds for long-term wealth growth.

Breaking patterns of not saving are important.

Starting patterns where you FIND MONEY to save because it is a priority is important.

Investing (or as we like to say “building an Asset Train”) is important.

Don’t concentrate on how much money you are saving; concentrate on how much of your after tax income – by percentage – you are saving.

And remember this: You can do this. Many people just like you have built wealth over time, and you can do it, too.

If you do this with your kids, they will be wealthier than you!

HELPING YOUR KIDS GET AHEAD

If you think I was born saving money, you are wrong. My own family didn’t believe in saving. They don’t believe in having a 401k. They have had “emergencies” all their lives. These emergencies always get in the way of saving money regularly. I was not brought up to save and invest regularly and I have made every mistake you can think about when it comes to money. My parents thought they were shielding me from the realities of bills and worry. In fact, they were isolating me. I learned nothing until I had made many of the mistakes they made. I have had to learn the absolute hard way how to get savings on track and make it a part of your life without killing your lifestyle. I have had to learn the hard way how companies mislead with marketing. It is my mission to share what I have learned about regularly saving with my own children and also share it with you. That’s why we have a lot of “free” (blogs like http://www.boostmywealth.wordpress.com and http://www.stickyasset.com/blog and groups on Facebook like “Coupons & Coupon Codes”)!

In this country we don’t do enough to teach our children about money, managing money, saving regularly (and automatically), compound interest and steady investing for a long-term future. As a parent, we are always concerned that they get a good education and go to a good college so they can make a lot of money or have a valued career path. The truth is that we could do our children the biggest favor and one of the best things by sharing with them sound saving and investing principles.

You can join our free Facebook group (or have your children do it, too) by searching in the Facebook bar on your “wall” for “Live The Lifestyle Your Family Deserves.” Click on “become a fan.” It’s free and it ties our free blogs into that group.

If you want to give your children the same information we are giving ours, you can purchase the only thing we sell on any of our blogs or groups. It’s called “How To Survive Any Financial Crisis” and you can get it for only $4.95 at http://www.middleclassmoney.com.

Thank you for reading our blog and good luck!

Loyd Ford
http://www.stickyasset.com/blog
http://www.middleclassmoney.com
http://www.boostmywealth.wordpress.com
http://www.squidoo.com/boostmywealth
http://www.stickyasset.com

Connect with us on Facebook with these free groups:
“Coupons & Coupon Codes”
“Live The Lifestyle Your Family Deserves”
“Saving Money”
“The Money Store”
All on Facebook – join. It’s free.

Boost Wealth One Step At A Time


Water seeks its’ own level.

People do what they know.

Your opportunity to change the course of your family history in the future lies in your ability to commit to a strategy over time that will help you develop emergency savings first and then specific savings for wealth production.

Are you ready to commit?

No one else can help you do it. You have to make that decision on your own. You will determine when you actually sit down and review what you are spending. We recommend that you look at the last three (3) to six (6) months so you have an overview of where your money is going.

Everyone has leaks.

Fix them by using a strategy like major corporations use: reduce by percentage. We like to set a goal of reducing your payout each month by 12 – 15% when we do a review.

Look for ways to reduce your spending, but don’t cut everything out. In other words, you don’t want to kill your lifestyle. You want to plan to save more money regularly. The more you put specific non-emotional purpose into your planning and execution, the more success you are likely to have in boosting savings and then wealth.

If your company offers a 401k, you should be engaged. 401k plans are about 20 – 30 – 40 years. It’s not about the next five (5) years. Because of this, many people glaze over and just say, “forget about it.”

You should also contribute to a Roth IRA if you qualify. Again, don’t concentrate on dollar amounts. Concentrate on percentage of your income going into a Roth.

Look back at our past blog entries to find out how to use the “1% Savings Plan.” See how we recommend you venture into dealing with credit card companies and how you can grow steady and regular savings.

Get together with all family members and brainstorm on ways you can make money OUTSIDE OF YOUR DAY JOB and put 100% of this money toward INVESTING. Do your own research and find out how companies like T. Rowe Price, Vanguard and others can help you launch and keep a savings program going on a regular basis. You will be shocked how quickly your savings will JUMP.

Don’t forget to do your research.

You should have 15 to 18 months of expenses in money market savings and certificates of deposit. Yes, you can do this. You have to commit. You have to first say, “I can do this.” Then, do it one step at a time.

HELPING YOUR KIDS GET AHEAD

If you think I was born saving money, you are wrong. My own family didn’t believe in saving. They don’t believe in having a 401k. They have had “emergencies” all their lives. These emergencies always get in the way of saving money regularly. I was not brought up to save and invest regularly and I have made every mistake you can think about when it comes to money. My parents thought they were shielding me from the realities of bills and worry. In fact, they were isolating me. I learned nothing until I had made many of the mistakes they made. I have had to learn the absolute hard way how to get savings on track and make it a part of your life without killing your lifestyle. I have had to learn the hard way how companies mislead with marketing. It is my mission to share what I have learned about regularly saving with my own children and also share it with you. That’s why we have a lot of “free” (blogs like http://www.boostmywealth.wordpress.com and http://www.stickyasset.com/blog and groups on Facebook like “Coupons & Coupon Codes”)!

In this country we don’t do enough to teach our children about money, managing money, saving regularly (and automatically), compound interest and steady investing for a long-term future. As a parent, we are always concerned that they get a good education and go to a good college so they can make a lot of money or have a valued career path. The truth is that we could do our children the biggest favor and one of the best things by sharing with them sound saving and investing principles.

You can join our free Facebook group (or have your children do it, too) by searching in the Facebook bar on your “wall” for “Live The Lifestyle Your Family Deserves.” Click on “become a fan.” It’s free and it ties our free blogs into that group.

If you want to give your children the same information we are giving ours, you can purchase the only thing we sell on any of our blogs or groups. It’s called “How To Survive Any Financial Crisis” and you can get it for only $4.95 at http://www.middleclassmoney.com.

Thank you for reading our blog and good luck!

Loyd Ford
http://www.stickyasset.com/blog
http://www.middleclassmoney.com
http://www.boostmywealth.wordpress.com
http://www.squidoo.com/boostmywealth
http://www.stickyasset.com

Connect with us on Facebook with these free groups:
“Coupons & Coupon Codes”
“Live The Lifestyle Your Family Deserves”
“Saving Money”
“The Money Store”
All on Facebook – join. It’s free.

The Secret Of Happiness


It seems that people are largely controlled by emotion and circumstance. Some things we feel we can control and some things we obviously cannot. You can’t truly control how long you will live. About every 100 years we have an entirely new population.

If you don’t believe your emotions are controlled by circumstances, just let something happen to a family member, lose your job or have a health issue that changes the way you feel about money and the future.

This blog is about personal finance and protecting yourself in an unpredictable future and economy. We focus on encouraging everyone who reads us to develop their own plan to boost savings and grow wealth.

I keep a list of things that I know are true. Near the top of that list is this: Good things and bad things will happen to everyone. This is very true in personal finance and family budget, but you know that.

So, how can we be happy?

Start by knowing you cannot control a lot of experiences you will have in your life. I’m not sure we would be happy if we could control events and experiences. Look at a lot of rich people who seem self-destructive.

Take things one day at a time. To do this effectively, you should think about reducing the things that overwhelm you to percentages. A lot of people get overwhelmed when thinking about saving money for short and long-term goals. When people are overwhelmed, they tend to get more emotional and either make mistakes or shut down. This rarely works to their favor.

We encourage you to reduce this personal finance “work” of saving short and long-term to percentages so you may reduce the emotion and give yourself a strategy that you know will work over time. In fact, you can prove it to yourself in the next three (3) months.

Let’s look at your job.

Everyone has a boss. Maybe you have a good one. Maybe you don’t. If you have a good one, you are lucky. If you have a bad boss, it can make your life miserable unless you use a correct strategy to redefine your bosses’ role in your life. If you have become stressed by your work, your boss or the economy in general, using percentages can help you overcome the stress and feel better about your work life and your personal finances.

Are you ready?

We recommend setting a path – beginning today – to grow your emergency savings fund until it reaches the proper size for today’s economy. Before we talk about how much money that is, let me be specific with you that the amount of money this represents is not important. We are going to give you a way to generate the “amount of money” by using percentages and the overall number will change the way you approach your job, your boss and the stress in your life when you have achieved this goal.

What is the proper emergency savings fund in 2010? 15 to 18 months of your expenses in money market savings and certificates of deposit.

Over the next three (3) months, we want you to try our “1% Savings” strategy. It starts like this: The next time you get paid, take the after tax amount you receive and multiply that number (down to the penny) by .01. Take the answer to that question and put that amount of money in savings before you pay any bill.

That represents 1% of your pay. You can likely easily take 1% away from your payday and send it off to savings.

The next time you get paid, change the .01 to .02 and multiply your after tax pay by that amount. Put that amount in savings before you pay any bill.

You will want to repeat this by adjusting UP .01 each time you get paid. This allows you to launch a regular savings program without killing your lifestyle. Each time you get paid, you will adjust up. After three (3) months, you should be able to see that you have moved your savings to about 6% of your pay without creating harm to your lifestyle. The key is to do this every time and increase it slowly (1%) with each paycheck.

If you are encouraged by your savings growth, continue to add .01 to what you are saving in each paycheck until you reach 15%. At this point, you will have established a good range of savings on average. You will be using percentages instead of emotion to grow savings and give you more confidence about personal finance.

PAYING YOURSELF FIRST

If you can afford it, think of paying yourself a fee for what you do to manage your personal finances, pay bills and do the “work” of your everyday life because paying yourself for this work will help you build an overall strategy when it comes to money that will allow you to add to your savings.

We generally tell people that your checking account is a money laundering account for other people’s money. You want to lose money? Keep your money in checking. It will leak out and leave you scratching your head at the end of the month.

Don’t do it. Use any excuse to move money from checking to savings.

We’ve all heard it. Slow and steady wins the race. It is true.

Control your emotions by using percentages. Use percentages to grow savings and concentrate on controlling your overall plan – not what is happening today. Don’t focus on if you can save big dollars. Forget about that. Focus on regular and steady savings from each paycheck by percentage and using any excuse you can give yourself to take money from checking to savings.

Let’s let your money stay your money.

People focus too much on what they earn (pay) and not enough on saving a percentage of what you earn.

If you focus on percentages, you will end up with 15 to 18 months of expenses in emergency savings. And how will you feel about that crappy boss then?

You can do this. Get started with your next paycheck and watch your mood get happy.

HELPING YOUR KIDS GET AHEAD

If you think I was born saving money, you are wrong. My own family didn’t believe in saving. They don’t believe in having a 401k. They have had “emergencies” all their lives. These emergencies always get in the way of saving money regularly. I was not brought up to save and invest regularly and I have made every mistake you can think about when it comes to money. My parents thought they were shielding me from the realities of bills and worry. In fact, they were isolating me. I learned nothing until I had made many of the mistakes they made. I have had to learn the absolute hard way how to get savings on track and make it a part of your life without killing your lifestyle. I have had to learn the hard way how companies mislead with marketing. It is my mission to share what I have learned about regularly saving with my own children and also share it with you. That’s why we have a lot of “free” (blogs like http://www.boostmywealth.wordpress.com and http://www.stickyasset.com/blog and groups on Facebook like “Coupons & Coupon Codes”)!

In this country we don’t do enough to teach our children about money, managing money, saving regularly (and automatically), compound interest and steady investing for a long-term future. As a parent, we are always concerned that they get a good education and go to a good college so they can make a lot of money or have a valued career path. The truth is that we could do our children the biggest favor and one of the best things by sharing with them sound saving and investing principles.

You can join our free Facebook group (or have your children do it, too) by searching in the Facebook bar on your “wall” for “Live The Lifestyle Your Family Deserves.” Click on “become a fan.” It’s free and it ties our free blogs into that group.

If you want to give your children the same information we are giving ours, you can purchase the only thing we sell on any of our blogs or groups. It’s called “How To Survive Any Financial Crisis” and you can get it for only $4.95 at http://www.middleclassmoney.com.

Thank you for reading our blog and good luck!

Loyd Ford
http://www.stickyasset.com/blog
http://www.middleclassmoney.com
http://www.boostmywealth.wordpress.com
http://www.squidoo.com/boostmywealth
http://www.stickyasset.com

Connect with us on Facebook with these free groups:
“Coupons & Coupon Codes”
“Live The Lifestyle Your Family Deserves”
“Saving Money”
“The Money Store”
All on Facebook – join. It’s free.