Tag Archives: black friday coupon codes

Black Friday, Coupon Codes & Real Rules For Saving $


Shopping is marketing if you do it the way you see it on TV.

We are a consumer-based society. You should use your power in the Christmas holiday season. Make your list in advance. Start with a budget for EVERYTHING. For instance, for all my Christmas shopping I am going to spend XXX. Then, split that amount up among all those you are “gifting” to this holiday season.

Make your list down to the product, but be willing to shop around.

Look on the internet for coupon codes for the purchases you want to make.

Stick to your budget. Don’t be embarrassed to walk away. 70% of our economy is produced by results of CONSUMERS. Make your voice heard.

Remember these rules:

Negotiate everywhere.

Be prepared to walk. You don’t have to buy from a specific retailer – you can purchase from the merchant that gives you the best price.

If you really want to make the Christmas shopping season fun, take that amount saved on any purchase (and every purchase) and actually DO SAVE IT in money market savings (as if you had spent it).

Above all, make your holidays about quality – not how many gifts. Gifts with a lot of thought simply mean more.

Tis the season to exploit your power as a consumer. Do it!

You CAN do it.

HELPING YOUR KIDS GET AHEAD

If you think I was born saving money, you are wrong. My own family didn’t believe in saving. They don’t believe in having a 401k. Our people have had “emergencies” all our lives. These emergencies always get in the way of saving money regularly, and our family is not different than millions of other good American families. I was not brought up to save and invest regularly and I have made every mistake you can think about when it comes to money. My parents thought they were shielding me from the realities of bills and worry. In fact, they were isolating me. I have had to learn from my own mistakes over time. I have had to learn the absolute hard way how to get savings on track and make it a part of your life without killing your lifestyle or allowing “it” to overwhelm you. It is my mission to share what I have learned about regularly saving with my own children and also share it with you. That’s why we have a lot of “free” (blogs like http://www.boostmywealth.wordpress.com and http://www.stickyasset.com/blog and groups on Facebook like “Coupons & Coupon Codes”) associated with our mission!

It is our goal to encourage everyone to teach our children about money, managing money, and saving regularly (and automatically. Children should receive lessons about compound interest and steady investing for a long-term future before they face the hard choices of adult life while being subjected to the consequences of the high-speed marketing culture we live in. As a parent, we are always concerned that they get a good education and go to a good college so they can make a lot of money or have a valued career path. The truth is that we could do our children the biggest favor by simply sharing with them sound saving and investing principles.

You can join our free Facebook group (or have your children do it, too) by searching in the Facebook bar on your “wall” for “Live The Lifestyle Your Family Deserves.” Click on “become a fan.” It’s free and it ties our free blogs into that group. You can get our free e-saver newsletter by signing up at http://www.StickyAsset.com/blog.

If you want to give your children the same information we are giving ours, you can purchase the only thing we sell on any of our blogs or groups. It’s called “How To Survive Any Financial Crisis” and you can get it for only $4.95 at http://www.middleclassmoney.com.

Good luck to you and your children.

Thank you for reading our blog and good luck!

Loyd Ford
http://www.stickyasset.com/blog
http://www.middleclassmoney.com
http://www.boostmywealth.wordpress.com
http://www.squidoo.com/boostmywealth
http://www.stickyasset.com

Connect with us on Facebook with these free groups:
“Coupons & Coupon Codes”
“Live The Lifestyle Your Family Deserves”
All on Facebook – join. It’s free.

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Coupon Codes & The 5 Rules

save money button
You want to save money. You will do well to remember that spending is emotional and saving is logical. Carve your strategy from these basic elements and you will work to stay more logical than emotional. If you do that, you will save money.

Anytime we present websites, you must always recognize that we do NOT endorse anyone or anything and we ALWAYS recommend that you do your own research on any site.

With that warning in mind, we present some saving sites that might be worth a look:

http://www.dealoftheday.com

http://www.retailmenot.com/blackfriday

http://www.couponmountain.com

http://www.rather-be-shopping.com

http://www.dealhunting.com

http://www.offers.com

http://www.coupons.com

http://www.valpak.com

http://www.currentcodes.com

http://www.couponshack.com

http://www.couponcabin.com

http://www.naughtycodes.com

http://www.couponchief.com

Remember: If you don’t take the money you “saved” and put that money in an actual saving vehicle, you are NOT saving any money. You are participating in marketing. The same is true if you use coupons or coupon codes to purchase something you don’t need. Oh, and we might as well add this: if you are not checking the coupon deals Vs. other retailers or other in-store deals, you may not be saving anything at all. That would mean you are only participating in marketing. Oops.

When shopping on line, seek out the locations where you can access free shipping. Remember – everything adds up, and shipping can add up fast. There is a lot of competition out there. So, do your research. Don’t just accept what you see. You don’t have to purchase it from a specific store or on-line retailer. Nothing (generally) is that rare.

Remember the rules:

1. Save money by making your list of needs in advance of any shopping and sticking to the list.

2. Negotiate on everything – especially unusual purchases of any kind. You don’t have to buy it THERE. Consumers drive 70% of the economy. That’s you. Use your power.

3. When you save 10% off of an item, take the 10% you save and put it in an actual savings vehicle (money market savings or certificate of deposit). Otherwise, you didn’t save ANYTHING.

4. Spend about an hour a week researching coupon codes on the internet. If you really do your research and you really look at the deals, you can find them and save, save, save (what do you do when you save? See #3 above).

5. Remember that you can save on bills, too. Contact the companies that send you bills and ask them for help. Tell them you have been impacted by the economy and need help. Be open to their suggestions (such as bundling). Ask questions. If they don’t cooperate, ask for a supervisor. Be consistent. Call again. And again. Demand action. When they give you opportunity to save, take it. And make sure you apply it to your savings.

Remember: You can treat savings like a BILL. Collect percentages you save here and there, and add up the dollars. Then take those dollars and make them a new monthly bill. Pay that bill FIRST each month. Chances are good you won’t miss it – and you will pile up the SAVINGS!

SAVE MORE THAN MONEY

In this country we don’t do enough to teach our children about money, managing money, saving regularly (and automatically), compound interest and steady investing for a long-term future. As a parent, we are always concerned that they get a good education and go to a good college so they can make a lot of money or have a valued career path. The truth is that we could do our children the biggest favor and one of the best things by sharing with them sound saving and investing principles.

You can join our free Facebook group (or have your children do it, too) by searching in the Facebook bar on your “wall” for “Live The Lifestyle Your Family Deserves.” Click on “become a fan.” It’s free and it ties our free blogs into that group.

If you want to give your children the same information we are giving ours, you can purchase the only thing we sell on any of our blogs or groups. It’s called “How To Survive Any Financial Crisis” and you can get it for only $4.95 at http://www.middleclassmoney.com.

Thank you for reading our blog and good luck!

Loyd Ford
http://www.stickyasset.com/blog
http://www.middleclassmoney.com
http://www.boostmywealth.wordpress.com
http://www.squidoo.com/boostmywealth
http://www.stickyasset.com