I wanted to help me. That has been a big goal for me in writing this blog and http://www.StickyAsset.com/blog. I believe that you can overcome issues of childhood, issues of job changes, divorces and a variety of other problems that can slow or stop you from saving and investing regularly.
In the past twenty plus years I have made very single mistake a person can make with personal finance. It is the old story of thinking you know everything when you are younger and then growing to the point where you realize you don’t know as much as you thought and helping others can be part of simply helping yourself.
This process of writing a blog (or two) makes you think about how you can learn and use tools against an increasingly corporate world set out to separate us from our money.
People save a lot of things. Stamps. Coins. Signatures. People save what is important to them. Well, the point of this blog is that your FAMILY is important. When it is your family vs. the corporations, I hope your family always wins. That’s why we believe in learning all you can about:
Coupons & Coupon codes (we even have a group called “Coupons & Coupon Codes” on Facebook)
Reducing and eliminating debt
We also believe CREDIT CARD COMPANIES are easily the enemy of your family. For most people, the marketing that credit cards do is problematic. We want to be a source to encourage holding credit card companies accountable, getting you and us to know how our credit cards work and using the rules and extra principal payments to REDUCE & ELIMINATE this kind of debt.
We believe checking accounts are MONEY LAUNDERING accounts for other people’s money. Leave money in that checking account and your money will GO become someone else’s and you will wonder where it went. In other words, you need to use any excuse you can to push “extra” money in your checking account out to personal savings.
Don’t take things for granted. You can save a lot more money than you are currently. You can brainstorm with your family how to save more and make it your focus in terms of building regular savings.
Don’t kid yourself. You don’t have to do a lot to build savings and eliminate debt – but you do have to establish regular savings, goal setting, debt reduction and belief in your family.
You can do this.
HELPING YOUR KIDS GET AHEAD
If you think I was born saving money, you are wrong. My own family didn’t believe in saving. They don’t believe in having a 401k. Our people have had “emergencies” all our lives. These emergencies always get in the way of saving money regularly, and our family is not different than millions of other good American families. I was not brought up to save and invest regularly and I have made every mistake you can think about when it comes to money. My parents thought they were shielding me from the realities of bills and worry. In fact, they were isolating me. I have had to learn from my own mistakes over time. I have had to learn the absolute hard way how to get savings on track and make it a part of your life without killing your lifestyle or allowing “it” to overwhelm you. It is my mission to share what I have learned about regularly saving with my own children and also share it with you. That’s why we have a lot of “free” (blogs like http://www.boostmywealth.wordpress.com and http://www.stickyasset.com/blog and groups on Facebook like “Coupons & Coupon Codes”) associated with our mission!
It is our goal to encourage everyone to teach our children about money, managing money, and saving regularly (and automatically. Children should receive lessons about compound interest and steady investing for a long-term future before they face the hard choices of adult life while being subjected to the consequences of the high-speed marketing culture we live in. As a parent, we are always concerned that they get a good education and go to a good college so they can make a lot of money or have a valued career path. The truth is that we could do our children the biggest favor by simply sharing with them sound saving and investing principles.
You can join our free Facebook group (or have your children do it, too) by searching in the Facebook bar on your “wall” for “Live The Lifestyle Your Family Deserves.” Click on “become a fan.” It’s free and it ties our free blogs into that group. You can get our free e-saver newsletter by signing up at http://www.StickyAsset.com/blog.
If you want to give your children the same information we are giving ours, you can purchase the only thing we sell on any of our blogs or groups. It’s called “How To Survive Any Financial Crisis” and you can get it for only $4.95 at http://www.middleclassmoney.com.
Good luck to you and your children.
Thank you for reading our blog and good luck!
Connect with us on Facebook with these free groups:
“Coupons & Coupon Codes”
“Live The Lifestyle Your Family Deserves”
All on Facebook – join. It’s free.