Tag Archives: personal finance

What Motivates Good Savers?


When it comes right down to it, the whole thing is about what motivates you. When it comes to thinking long-term (which is really what developing a steady and regular savings plan is all about), you could start by thinking about the carnage of the last few years. You could think about the jobs situation or how slowly the economy is recovering. I’m not being negative, but it is important to point out that so many experts are suggesting the future will be nothing like the last thirty years.

What can you do?

Just by reading this blog or focusing on people who are interested in saving regularly will be helpful to you.

Brainstorm with your family. Lay out all the reasons that you want to adjust your spending and regular savings. You might be amazed at how good your own family can be at coming up with savings ideas.

If you’ve been reading our blog for any amount of time, you know we believe in negotiation. But we also believe in soaking up spending reductions and making them a part of regular savings.

In other words: Save 12% on your grocery shopping this week using coupons or purchasing “buys”? Take the 12% and push it into a very real savings account as if you had spent it. That’s savings.

Talk to your cable company and reduce your monthly “nut?” Take the amount you saved and add it to what I call “The 1st Bill.” That is a bill you “make-up” and put in the payment column of your family budget each month. The “1st Bill” can be used this way:

Save money by reducing your spending on a bill? Add that amount saved to the “1st Bill.”

Save money by refinancing your mortgage? Take the amount you reduced in your mortgage and add it to the “1st Bill.” This “bill” will increase as you find additional ways to save (or when you get a raise). This increases your regular monthly savings.

But don’t stop there. Brainstorm with your family. Keep a keen eye on ways to save. You will be shocked how quickly you can develop serious savings.

It’s worth it. And you can do it.

HELPING YOUR KIDS GET AHEAD

If you think I was born saving money, you are wrong. My own family didn’t believe in saving. They don’t believe in having a 401k. Our people have had “emergencies” all our lives. These emergencies always get in the way of saving money regularly, and our family is not different than millions of other good American families. I was not brought up to save and invest regularly and I have made every mistake you can think about when it comes to money. My parents thought they were shielding me from the realities of bills and worry. In fact, they were isolating me. I have had to learn from my own mistakes over time. I have had to learn the absolute hard way how to get savings on track and make it a part of your life without killing your lifestyle or allowing “it” to overwhelm you. It is my mission to share what I have learned about regularly saving with my own children and also share it with you. That’s why we have a lot of “free” (blogs like http://www.boostmywealth.wordpress.com and http://www.stickyasset.com/blog and groups on Facebook like “Coupons & Coupon Codes”) associated with our mission!

It is our goal to encourage everyone to teach our children about money, managing money, and saving regularly (and automatically. Children should receive lessons about compound interest and steady investing for a long-term future before they face the hard choices of adult life while being subjected to the consequences of the high-speed marketing culture we live in. As a parent, we are always concerned that they get a good education and go to a good college so they can make a lot of money or have a valued career path. The truth is that we could do our children the biggest favor by simply sharing with them sound saving and investing principles.

You can join our free Facebook group (or have your children do it, too) by searching in the Facebook bar on your “wall” for “Live The Lifestyle Your Family Deserves.” Click on “become a fan.” It’s free and it ties our free blogs into that group. You can get our free e-saver newsletter by signing up at http://www.StickyAsset.com/blog.

If you want to give your children the same information we are giving ours, you can purchase the only thing we sell on any of our blogs or groups. It’s called “How To Survive Any Financial Crisis” and you can get it for only $4.95 at http://www.middleclassmoney.com.

Good luck to you and your children.

Thank you for reading our blog and good luck!

Loyd Ford
http://www.stickyasset.com/blog
http://www.middleclassmoney.com
http://www.boostmywealth.wordpress.com
http://www.squidoo.com/boostmywealth
http://www.stickyasset.com

Connect with us on Facebook with these free groups:
“Coupons & Coupon Codes”
“Live The Lifestyle Your Family Deserves”
All on Facebook – join. It’s free.

Tap Your Private Source For Financial Advice


If you had a private source where you could just tap a few keys on a computer or iPad or smart phone and you would have instant access to wealth building secrets week after week, would you use the source?

Most people have busy lives and don’t believe they can build wealth on their own. This is the reason so many investment people can charge so much to invest your money. These people become overwhelmed with how complicated they think wealth-building is today. More than this, they believe the world is stacked against them and they really want instant gratification. In other words, tell me how I can become rich quickly.

All of this comes in spite of the fact that anything of real value is generally built over time. You’ve heard the saying, “If something is too good to be true, it probably is.” In other words, things that are built instantly probably are not that good. Think fast food over real food. In your heart, you know which is better for you, don’t you? Okay. So here is your instant source that can help you and your family build savings and smart investments over the next three months, six months, one year, five years, ten years and more:

You.

That’s right. You.

Use this moment as an opportunity to make the commitment to including everyone in your family in a program that you will build for saving more money regularly out of your current income and reducing your spending.

REDUCING EXPENSES

When you sit down with your family, don’t leave anyone out. Set your plan to cut your spending on every bill your family receives. Call every business that bills you and tell them you are in financial difficulty. Tell them you need to find a way to remain a customer of theirs and you need to figure out how to reduce the bill by 12 – 15%. Be open to their suggestions. Be open to reduction in services on some things. Remember: You are generating savings on a month after month basis.

Every time you win a “concession,” take the money that you have saved and add it together with other areas where you have saved money. Then, take the amount saved and make it a NEW BILL. Each month, you will charge your family this amount and take that money directly to savings. This will help you begin generating an emergency savings money market account. You should have 15 to 18 months of expenses in your emergency savings. And you can get their faster than you think.

Get going. You’re in charge.

Want tips on how to deal with credit card companies? Check it out at http://www.MiddleClassMoney.com.

Want tips on negotiating for a car? Check it out at http://www.MiddleClassMoney.com.

Want to know how to generate more savings regularly without changing your lifestyle? Check it out at http://www.MiddleClassMoney.com.

Talk to your family. Get everyone involved. Make it a family sport.

You’ll be shocked how fast you will build savings.

HELPING YOUR KIDS GET AHEAD

If you think I was born saving money, you are wrong. My own family didn’t believe in saving. They don’t believe in having a 401k. Our people have had “emergencies” all our lives. These emergencies always get in the way of saving money regularly, and our family is not different than millions of other good American families. I was not brought up to save and invest regularly and I have made every mistake you can think about when it comes to money. My parents thought they were shielding me from the realities of bills and worry. In fact, they were isolating me. I have had to learn from my own mistakes over time. I have had to learn the absolute hard way how to get savings on track and make it a part of your life without killing your lifestyle or allowing “it” to overwhelm you. It is my mission to share what I have learned about regularly saving with my own children and also share it with you. That’s why we have a lot of “free” (blogs like http://www.boostmywealth.wordpress.com and http://www.stickyasset.com/blog and groups on Facebook like “Coupons & Coupon Codes”) associated with our mission!

It is our goal to encourage everyone to teach our children about money, managing money, and saving regularly (and automatically. Children should receive lessons about compound interest and steady investing for a long-term future before they face the hard choices of adult life while being subjected to the consequences of the high-speed marketing culture we live in. As a parent, we are always concerned that they get a good education and go to a good college so they can make a lot of money or have a valued career path. The truth is that we could do our children the biggest favor by simply sharing with them sound saving and investing principles.

You can join our free Facebook group (or have your children do it, too) by searching in the Facebook bar on your “wall” for “Live The Lifestyle Your Family Deserves.” Click on “become a fan.” It’s free and it ties our free blogs into that group. You can get our free e-saver newsletter by signing up at http://www.StickyAsset.com/blog.

If you want to give your children the same information we are giving ours, you can purchase the only thing we sell on any of our blogs or groups. It’s called “How To Survive Any Financial Crisis” and you can get it for only $4.95 at http://www.middleclassmoney.com.

Good luck to you and your children.

Thank you for reading our blog and good luck!

Loyd Ford
http://www.stickyasset.com/blog
http://www.middleclassmoney.com
http://www.boostmywealth.wordpress.com
http://www.squidoo.com/boostmywealth
http://www.stickyasset.com

Connect with us on Facebook with these free groups:
“Coupons & Coupon Codes”
“Live The Lifestyle Your Family Deserves”
All on Facebook – join. It’s free.

Boot Camp For Credit Cards, Saving & Building Wealth


Many people go through their young adult lives thinking that they will always rise like the sun and everything in their lives will continue on bigger and bigger and bigger. We are wired to be that way as humans. This is especially true when you are young.

You’ve heard the old saying: Sometimes bad things happen to good people.
Life experience teaches you that good things and bad things happen to everyone.

So, what do you do?

If you want to be wealthy, you must set your course.

What if you have no emergency savings?

Start by looking at your very next paycheck. Multiply your after tax pay by .01. Before you spend anything (even on a bill), take the number you get after taking YOUR PAYCHECK X .01 = XXXXXX and put XXXXX in money market savings. This is your emergency fund.

Each time you get paid after that first paycheck add another .01 to the number you use to multiply your after tax pay by in the first place. That means the second time you get paid, you will do this: YOUR AFTER TAX PAYCHECK X .02 = XXXXX. Take XXXXX and put it in money market savings. You will increase the amount by .01 each time you get a paycheck until you reach .15. This is our “1% Savings Plan.” It allows you to gradually increase your savings without killing your lifestyle. Once you “level off,” you will have regular savings down to a science. For more on our “1% Savings Plan” and other ways to build savings and then wealth, check out http://www.MiddleClassMoney.com.

Of course, if you work where you are eligible for joining the 401k at work, you should do that. If you have some extra room in your budget, you should also contribute regularly to a Roth IRA or Traditional IRA. We prefer a Roth, but either is good. Wealth does not build itself and anything of real value is not built overnight. Stay on the path and remember that the key is steady and regular savings.

Then, you will continue to build your fortress. Next look at your debt. Start with credit card debt. Here is a secret most of us don’t learn about credit card companies until it is too late: They are the enemy of your family. Don’t trust them. Don’t love them. Work to reduce and then eliminate your credit card debt and do not use credit cards unless you pay them off each and every month.

How do you pay these rascals off? It’s not easy, but we recommend you start by looking at the interest rates you pay on each card. We also recommend you become a pest to the credit card companies and work a system (built by you) to call them regularly, ask for a supervisor and beg, plead and argue your way to lower interest rates. Ask them for mercy. Beg them for a reduction so you can pay it off completely.

Try to consolidate your credit cards into a 0 or low interest card. However, be careful and watchful of tricks. Make sure it makes sense and there are no hidden fees or issues in rolling this debt together. Remember rule # 1 with credit card companies: Don’t trust them – read everything.

Then, start paying MORE than the minimum on the highest interest credit card. Pay the minimums on everything else until you pay the big interest rate card off. Then, choose the next highest interest rate card and pay MORE than the minimum on it until it is paid off.
You can do this. It will not be easy, but you will see the progress and get excited about being debt free.

There are other tricks, of course. You can check these tricks out at http://www.MiddleClassMoney.com or read our other blog at http://www.StickyAsset.com/blog. Our goal is to help middle class families fight back against a corporate driven world.

Remember this: Your emergency savings should equal 15 to 18 months of your expenses. Don’t worry if this is not the case right away; just work toward the goal with the “1% Savings Plan” and look for other excuses to remove any dollar you can from checking (because we believe a checking account is a money laundering account for other people’s money).

Involve your entire immediate family in the cause of building steady and regular savings. Brainstorm ideas about how to earn extra money simply for investing in long-term wealth production. This will teach your kids that saving and investing is not optional. It is something for every smart cookie.

HELPING YOUR KIDS GET AHEAD

If you think I was born saving money, you are wrong. My own family didn’t believe in saving. They don’t believe in having a 401k. They have had “emergencies” all their lives. These emergencies always get in the way of saving money regularly. I was not brought up to save and invest regularly and I have made every mistake you can think about when it comes to money. My parents thought they were shielding me from the realities of bills and worry. In fact, they were isolating me. I learned nothing until I had made many of the mistakes they made. I have had to learn the absolute hard way how to get savings on track and make it a part of your life without killing your lifestyle. I have had to learn the hard way how companies mislead with marketing. It is my mission to share what I have learned about regularly saving with my own children and also share it with you. That’s why we have a lot of “free” (blogs like http://www.boostmywealth.wordpress.com and http://www.stickyasset.com/blog and groups on Facebook like “Coupons & Coupon Codes”)!

In this country we don’t do enough to teach our children about money, managing money, saving regularly (and automatically), compound interest and steady investing for a long-term future. As a parent, we are always concerned that they get a good education and go to a good college so they can make a lot of money or have a valued career path. The truth is that we could do our children the biggest favor and one of the best things by sharing with them sound saving and investing principles.

You can join our free Facebook group (or have your children do it, too) by searching in the Facebook bar on your “wall” for “Live The Lifestyle Your Family Deserves.” Click on “become a fan.” It’s free and it ties our free blogs into that group.

If you want to give your children the same information we are giving ours, you can purchase the only thing we sell on any of our blogs or groups. It’s called “How To Survive Any Financial Crisis” and you can get it for only $4.95 at http://www.middleclassmoney.com.

Thank you for reading our blog and good luck!

Loyd Ford
http://www.stickyasset.com/blog
http://www.middleclassmoney.com
http://www.boostmywealth.wordpress.com
http://www.squidoo.com/boostmywealth
http://www.stickyasset.com

Connect with us on Facebook with these free groups:
“Coupons & Coupon Codes”
“Live The Lifestyle Your Family Deserves”
“Saving Money”
“The Money Store”
All on Facebook – join. It’s free.

5 Ways To Begin Building Your Family Savings + Investments


A lot of people I know want to know “the secret” to saving a substantial amount of money or the “secret” to investing.

So many people in the financial industry seem focused on the slivers of money they want to take from you and not the money they are supposed to make for you.

The big brand companies you know around the world (and perhaps the company you work for today) work hard to identify slivers of savings on purchases they have to make to conduct business.

How should all of this come together in YOUR personal life to help you save more money and invest in the future of your family? That’s a great question. While most people think saving money is impossible unless you can save big amounts, we NEVER focus on big amounts in this blog or any of our personal finance info. We focus on slicing percentages off of your “operating income.” We try to encourage families to start a savings program by looking at their money the same way companies look at money.

1. Reduce your expenses by 12 – 15% on each bill and each expense (yes, they can be different) and put the “savings” in actual savings. You can do this by looking at you expenses over the last three (3) months. Call each company you do business with and tell them you need help. Ask them to reduce your bill by 12 – 15%. Yes, we are serious. Yes, you may have to ask for a supervisor. Yes, you will have to be open minded to their suggestions, but remember: You are looking to build a steady month after month “payment” to savings from your income. This payment should come before you pay the first bill and it should be ROCK STEADY.

2. Think long-term in everything you do. Think lifestyle change. Think: I am going to build an emergency savings fund with 15 to 18 months of expenses in money market savings and certificates of deposit. It’s not 1977 anymore. Do you know how long it will take you to replace your income if you lose your job? Do you know the toll it will take on your finances if you have a serious illness? Build your own plan to save regularly – as a part of your lifestyle – and YOU WILL build this savings fund faster than you thought possible.

3. Once you’ve built your proper emergency savings fund, start a steady investment program. To do this, do your research. Start with your company 401k. Not in it? Go investigate the plan? They don’t offer one? Investigate a Roth IRA or a Traditional IRA. Get involved in saving money for retirement. You will need it later. Slow and steady wins the race here, too.

4. Get your family together and talk about ways you can generate money strictly for investing only OUTSIDE of the money you bring in from your day job. This shows your children how important steady saving and investing is in your life (and their lives). If you do this, your children will be way ahead of where you are right now.

5. When I think about people who help you invest, I think the most important thing for you to think about is: What do I need? Who do I trust? For most things, you can do it yourself….if you are willing to do the research, diversify and keep saving and investing each and every month.

Here’s the bottom line: Build a plan to save regularly and invest regularly and you will get ahead.

I know you can do it.

HELPING YOUR KIDS GET AHEAD

If you think I was born saving money, you are wrong. My own family didn’t believe in saving. They don’t believe in having a 401k. They have had “emergencies” all their lives. These emergencies always get in the way of saving money regularly. I was not brought up to save and invest regularly and I have made every mistake you can think about when it comes to money. My parents thought they were shielding me from the realities of bills and worry. In fact, they were isolating me. I learned nothing until I had made many of the mistakes they made. I have had to learn the absolute hard way how to get savings on track and make it a part of your life without killing your lifestyle. I have had to learn the hard way how companies mislead with marketing. It is my mission to share what I have learned about regularly saving with my own children and also share it with you. That’s why we have a lot of “free” (blogs like http://www.boostmywealth.wordpress.com and http://www.stickyasset.com/blog and groups on Facebook like “Coupons & Coupon Codes”)!

In this country we don’t do enough to teach our children about money, managing money, saving regularly (and automatically), compound interest and steady investing for a long-term future. As a parent, we are always concerned that they get a good education and go to a good college so they can make a lot of money or have a valued career path. The truth is that we could do our children the biggest favor and one of the best things by sharing with them sound saving and investing principles.

You can join our free Facebook group (or have your children do it, too) by searching in the Facebook bar on your “wall” for “Live The Lifestyle Your Family Deserves.” Click on “become a fan.” It’s free and it ties our free blogs into that group.

If you want to give your children the same information we are giving ours, you can purchase the only thing we sell on any of our blogs or groups. It’s called “How To Survive Any Financial Crisis” and you can get it for only $4.95 at http://www.middleclassmoney.com.

Thank you for reading our blog and good luck!

Loyd Ford
http://www.stickyasset.com/blog
http://www.middleclassmoney.com
http://www.boostmywealth.wordpress.com
http://www.squidoo.com/boostmywealth
http://www.stickyasset.com

Connect with us on Facebook with these free groups:
“Coupons & Coupon Codes”
“Live The Lifestyle Your Family Deserves”
“Saving Money”
“The Money Store”
All on Facebook – join. It’s free!

Personal Bank Reform


Life taking charge has a lot of competing priorities. What is it the insurance company says? Life comes at you fast.

Sometimes the most critical thing you can do for your family is to slow life down. That means building your life in steps – no matter where you are right now. If you are just starting out as a young adult, you are in great shape to develop a strategy to build savings first and then begin to build assets that will help you literally propel wealth for yourself and your family. If you are older, it is also a great time to build these steps that will help you grow your savings and put your family in a more secure position for the future.

Since life comes at you “fast,” the best way to overcome the individual issues that happen to you in your personal life is to establish some patterns that will create a buffer or safety net over time.

Let’s call it PERSONAL BANK REFORM.

We believe the single greatest way you can do this is to establish a steady and regular savings plan. You can build your own or find one that you like, but regular and steady savings will prepare you for the two things we say will happen to everyone on Earth: Good things and bad things.

When good things happen to you, you should increase your savings. When bad things happen to you, you will have a safety net for your family.

We absolutely believe the best way to encourage yourself and your family to save and invest is to develop the plan together. If you do it together, you will help your children have a more secure life over the long-haul.

Do you have enough savings for when bad things happen to your family?

Keep in mind that things constantly change over time. In 2010, we believe the proper emergency savings fund is 15 to 18 months of expenses in savings (money market savings and certificates of deposit). If you work toward this, you will find it comes easier than you think, but you must have a plan.

Are you ready?

WANT TO GET STARTED, BUT DON’T KNOW WHERE TO START?

You can utilize our “1% Savings Plan” if you like. This is where you multiply your after tax income (in your very next paycheck) by .01. Take that money to savings. Get it OUT of checking (we believe that checking accounts are money laundering accounts for OTHER PEOPLE’s MONEY). Each paycheck after that, add another .01 to the multiple until you reach .15. This is a way to begin to “pay yourself first” without killing your lifestyle. For more on this and additional ways to save money regularly, go to our website at http://www.MiddleClassMoney.com or just keep checking back with this blog! We like to help other families and encourage them to include their children in the planning and execution of their own plan to save and build wealth.

HELPING YOUR KIDS GET AHEAD

If you think I was born saving money, you are wrong. My own family didn’t believe in saving. They don’t believe in having a 401k. They have had “emergencies” all their lives. These emergencies always get in the way of saving money regularly. I was not brought up to save and invest regularly and I have made every mistake you can think about when it comes to money. My parents thought they were shielding me from the realities of bills and worry. In fact, they were isolating me. I learned nothing until I had made many of the mistakes they made. I have had to learn the absolute hard way how to get savings on track and make it a part of your life without killing your lifestyle. I have had to learn the hard way how companies mislead with marketing. It is my mission to share what I have learned about regularly saving with my own children and also share it with you. That’s why we have a lot of “free” (blogs like http://www.boostmywealth.wordpress.com and http://www.stickyasset.com/blog and groups on Facebook like “Coupons & Coupon Codes”)!

In this country we don’t do enough to teach our children about money, managing money, saving regularly (and automatically), compound interest and steady investing for a long-term future. As a parent, we are always concerned that they get a good education and go to a good college so they can make a lot of money or have a valued career path. The truth is that we could do our children the biggest favor and one of the best things by sharing with them sound saving and investing principles.

You can join our free Facebook group (or have your children do it, too) by searching in the Facebook bar on your “wall” for “Live The Lifestyle Your Family Deserves.” Click on “become a fan.” It’s free and it ties our free blogs into that group.

If you want to give your children the same information we are giving ours, you can purchase the only thing we sell on any of our blogs or groups. It’s called “How To Survive Any Financial Crisis” and you can get it for only $4.95 at http://www.middleclassmoney.com.

Thank you for reading our blog and good luck!

Loyd Ford
http://www.stickyasset.com/blog
http://www.middleclassmoney.com
http://www.boostmywealth.wordpress.com
http://www.squidoo.com/boostmywealth
http://www.stickyasset.com

Connect with us on Facebook with these free groups:
“Coupons & Coupon Codes”
“Live The Lifestyle Your Family Deserves”
“Saving Money”
“The Money Store”
All on Facebook – join. It’s free.

You Already Have The Power Of Financial Growth


If you think you can’t save, you’ve already lost.

If you think the rich get richer and the poor get poorer simply because the rich start with money, you’ve given up.

If you think an emergency savings fund should be 3 to 6 months of expenses, we’re here to tell you that is so 1979.

Take back your life by starting a savings program today. Don’t base it on an amount of money – base it on a percentage of your after-tax income. Start with our 1% Savings Plan (see past blog entries to see the details).

Your emergency savings fund in 2010 should be 15 to 18 months of expenses in an FDIC-insured institution.

Welcome to 2010. Here…..you can get ahead if you work for it. You can grow beyond the limitations of the economy, but you have to focus on building your own plan for regularly saving and investing.

Yes, you should have a 401k, but you should also have emergency savings and you should be focused on making money outside of your steady regular income.

Keep educating yourself on making more, saving more and investing more.

It will make your family stronger.

HELPING YOUR KIDS GET AHEAD

In this country we don’t do enough to teach our children about money, managing money, saving regularly (and automatically), compound interest and steady investing for a long-term future. As a parent, we are always concerned that they get a good education and go to a good college so they can make a lot of money or have a valued career path. The truth is that we could do our children the biggest favor and one of the best things by sharing with them sound saving and investing principles.

You can join our free Facebook group (or have your children do it, too) by searching in the Facebook bar on your “wall” for “Live The Lifestyle Your Family Deserves.” Click on “become a fan.” It’s free and it ties our free blogs into that group.

If you want to give your children the same information we are giving ours, you can purchase the only thing we sell on any of our blogs or groups. It’s called “How To Survive Any Financial Crisis” and you can get it for only $4.95 at http://www.middleclassmoney.com.

Thank you for reading our blog and good luck!

Loyd Ford
http://www.stickyasset.com/blog
http://www.middleclassmoney.com
http://www.boostmywealth.wordpress.com
http://www.squidoo.com/boostmywealth
http://www.stickyasset.com

Trying To Get Ahead In This Economy

budget
People always tend to think things will always be the way they have always been. This kind of thinking often goes on until it’s too late.

Nowhere is this more true than in the world of the family budget, personal finance and trying to get ahead in an ugly economy.

Our blog isn’t even about retirement. Forget that. This is about your daily life. This blog is about making an adjustment in your thinking and building your own plan to build savings and boost overall wealth. We don’t preach get-rich-quick (because that is often a scam). We talk about the things that – over time – have proven themselves again and again to work and produce actual savings and then wealth.

We talk about how you can be in control of your self-image.

You can be in control of your self-worth.

You can be in control of your thoughts on income, value, savings and investing.

A lot of people today feel they are shut out of saving and investing because living normal and average daily life takes too much of their money.

They become overwhelmed.

But you can free yourself.

Start with our 1% plan if you feel you really cannot save any money. Take 1% of your next after-tax paycheck and pay yourself before you pay any bill. Only take 1% of your after tax income…but TAKE IT to savings.

Each time you get paid, increase the “savings first” by another 1%. Do this until you reach 20%.

No, we are not kidding. This is an excellent way to ease into regular and automatic savings.

A lot of people want to be rich, but few want to work to make it happen. Unfortunately, working to make it happen is about the only way you can build assets in this country.

Hard work always pays off. In the arena of personal savings, that starts with regular and automatic savings. You can do this.

SAVE MORE THAN MONEY

In this country we don’t do enough to teach our children about money, managing money, saving regularly (and automatically), compound interest and steady investing for a long-term future. As a parent, we are always concerned that they get a good education and go to a good college so they can make a lot of money or have a valued career path. The truth is that we could do our children the biggest favor and one of the best things by sharing with them sound saving and investing principles.

You can join our free Facebook group (or have your children do it, too) by searching in the Facebook bar on your “wall” for “Live The Lifestyle Your Family Deserves.” Click on “become a fan.” It’s free and it ties our free blogs into that group.

If you want to give your children the same information we are giving ours, you can purchase the only thing we sell on any of our blogs or groups. It’s called “How To Survive Any Financial Crisis” and you can get it for only $4.95 at http://www.middleclassmoney.com.

Thank you for reading our blog and good luck!

Loyd Ford
http://www.stickyasset.com/blog
http://www.middleclassmoney.com
http://www.boostmywealth.wordpress.com
http://www.squidoo.com/boostmywealth
http://www.stickyasset.com